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How to Buy SGB on Zerodha

Step-by-step guide to buying Sovereign Gold Bonds on Zerodha Kite

Zerodha Broking Ltd

4.5/5
Visit Zerodha
Best For
Self-directed investorsCost-conscious traders

Zerodha is India's largest stockbroker with over 1 crore active users. Buying Sovereign Gold Bonds on Zerodha is straightforward - you pay zero brokerage, just nominal DP charges.

This guide walks you through the complete process of buying SGB on Zerodha Kite, whether through primary issues or the secondary market.

Zerodha SGB Charges

Account OpeningFree
Annual Maintenance (AMC)₹300/year (₹88.50/quarter incl. GST)
SGB BrokerageZero ✓
DP Charges₹13.50 + GST (₹15.93) per scrip

Pros

  • Zero brokerage on SGB purchases
  • India's largest broker - trusted by 1 Cr+ users
  • Simple and intuitive Kite platform
  • Excellent mobile app
  • Good educational resources (Varsity)

Cons

  • No research reports or recommendations
  • Phone support can be slow
  • AMC of ₹300/year for demat
  • No relationship manager

How to Buy SGB on Zerodha - Step by Step

1

Open Zerodha Account

If you don't have a Zerodha account, open one at zerodha.com. You'll need PAN, Aadhaar, and bank details. Account opens in 1-2 days.

2

Login to Kite

Go to kite.zerodha.com or open the Kite mobile app. Login with your credentials and complete 2FA if enabled.

3

Search for SGB

In the search bar, type 'SGB' or the specific symbol like 'SGBMAR29'. You'll see all available SGB series listed.

4

Check Price and Details

Click on the SGB to see current price, bid/ask spread, and order book. Compare with fair value on SGB Analyzer to ensure good entry.

5

Place Buy Order

Click 'Buy' (B), enter quantity (in units), choose order type (Limit recommended), enter your price, and submit.

6

Confirm and Track

Review order details and confirm. Track status in 'Orders' section. Once executed, SGBs appear in your holdings next day.

Pro Tips for Zerodha

  • Use Limit orders to get better prices than market orders
  • Check SGB Analyzer for fair value before buying
  • Buy when market discount is high for better entry
  • Keep some margin buffer for DP charges
  • SGBs settle on T+1 basis

Calculate Your SGB Returns

Use our calculator to estimate your potential returns based on investment amount and holding period.

Frequently Asked Questions

No, Zerodha charges zero brokerage on Sovereign Gold Bonds. You only pay DP charges of ₹15.34 when SGBs are credited to your demat account.
Minimum is 1 unit (1 gram of gold). At current prices, this is approximately ₹5,500-6,500 depending on which SGB series you choose.
Yes, when RBI announces new SGB series, Zerodha enables applications through Kite and Console. You can apply and pay through your linked bank account.
Go to Kite > Portfolio > Holdings. Your SGBs appear under 'Bonds' or 'Others' section. You can also check Console > Portfolio for detailed view.

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