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SGB Analyzer

How to Buy SGB - Step-by-Step Guides

Learn how to buy Sovereign Gold Bonds on all major platforms. Compare fees, features, and find the best broker for your needs.

Quick Tip

For most investors, discount brokers (Zerodha, Groww, Upstox) are the best choice with zero brokerage on SGBs. Full-service brokers and banks are better if you need research support or prefer personal assistance.

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Quick Fee Comparison

BrokerSGB BrokerageAMCDP Charges
ZerodhaZero ✓₹300/year (₹88.50/quarter incl. GST)₹13.50 + GST (₹15.93) per scrip
GrowwZero ✓₹0 (may vary, check app)₹20 + GST per transaction
DhanZero ✓₹0 (Lifetime Free)₹12.50 + GST per ISIN
UpstoxZero ✓₹150 + GST/year (free first year for new accounts)₹13 + ₹5.50 CDSL = ₹18.50 per scrip
Angel OneZero ✓₹60 + GST/quarter (₹240/year, first year free)₹20 per scrip
mStockZero ✓₹219/quarter or ₹1,299 one-time for lifetime free₹12 + GST per ISIN
Paytm Money₹20 or 0.05% (whichever lower)₹0 demat AMC + ₹300 platform charge/year₹20 per transaction (incl. CDSL charges)
5paisa₹20 per order₹300/year (₹25/month) or ₹0 for BSDA up to ₹50K₹12.50 + GST per scrip
HDFC Securities₹20 or 2.5% (whichever lower)₹750/year0.04% (min ₹20-25) per transaction
ICICI Direct0.29% (default plan)₹700/year (first year free)₹20 + GST per scrip
Kotak Securities₹20 or 0.25% (whichever higher) - Trade Free Plan₹600/year0.04% + NSDL charges (min ₹20)
SBIZero ✓N/A (no demat needed for primary)N/A for primary subscription
Motilal Oswal0.20% on delivery₹199/year (first year free)0.025% or ₹30 (min) per debit
Axis Direct0.25% to 0.50% depending on plan₹750/year (first year free)0.04% (min ₹25) per instruction
Sharekhan0.30% on delivery₹400/year (first year free with trading account)₹16 per transaction + GST
IIFL Securities0.5% or ₹20/order (Z20 plan)₹250/year (first year free) or ₹450 for Z20 plan₹25 + GST per scrip

Calculate Your SGB Returns

Use our calculator to estimate your potential returns based on investment amount and holding period.

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