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How to Buy SGB on Paytm Money

Guide to buying Sovereign Gold Bonds on Paytm Money app

Paytm Money Ltd

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Best For

Paytm ecosystem usersMobile-first investors

Paytm Money has evolved from a mutual fund platform to a full-fledged broker. With zero demat AMC and integration with the Paytm ecosystem, it's a convenient choice for SGB investment.

This guide shows you how to buy Sovereign Gold Bonds on Paytm Money step by step.

Paytm Money SGB Charges

Account Opening₹200 (one-time)

Annual Maintenance (AMC)₹0 demat AMC + ₹300 platform charge/year

SGB Brokerage₹20 or 0.05% (whichever lower)

DP Charges₹20 per transaction (incl. CDSL charges)

Pros

Zero demat AMC
Integrated with Paytm ecosystem
Simple and clean interface
Good for mutual fund + stock users
Easy UPI payments

Cons

₹20 brokerage on SGB (not zero)
₹300 annual platform charge
Limited advanced features
Customer support varies

How to Buy SGB on Paytm Money - Step by Step

Download Paytm Money App

Get Paytm Money from Play Store/App Store. If you're already a Paytm user, sign in with your existing account.

Complete KYC

Submit PAN, Aadhaar, and complete video KYC. Pay ₹200 account opening fee. Activation takes 1-2 days.

Add Funds

Transfer money via UPI (instant with Paytm), Net Banking, or NEFT. Keep buffer for charges.

Go to Stocks Section

Open Stocks section in the app. SGBs are traded as securities, so you'll find them here.

Search and Select SGB

Search 'SGB' to see all available series. Select the one you want based on maturity and price.

Buy SGB

Tap Buy, enter quantity, choose order type (Limit recommended), set price and confirm order.

Pro Tips for Paytm Money

Use Paytm UPI for instant fund transfers
Compare SGB series on SGB Analyzer before buying
Limit orders help get better prices
Zero demat AMC keeps holding costs low
Check market depth for liquidity

Calculate Your SGB Returns

Use our calculator to estimate your potential returns based on investment amount and holding period.

Frequently Asked Questions

Paytm Money charges ₹20 or 0.05% brokerage (whichever is lower) on SGB orders. DP charges are ₹20 per transaction. Demat AMC is zero, but there's a ₹300 annual platform charge.

Yes, Paytm Money is SEBI registered. SGBs are held in your demat account with CDSL. The platform is backed by Paytm's parent company One97 Communications.

Yes, during RBI's SGB subscription periods, Paytm Money enables applications. Check the platform when new issues are announced.

If you're already in the Paytm ecosystem and use Paytm for payments, it's convenient. Zero demat AMC is a plus. However, for zero brokerage, consider Zerodha or Groww.

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