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How to Buy SGB on 5paisa

Guide to buying Sovereign Gold Bonds on 5paisa platform

5paisa Capital Ltd

3.8/5
Visit 5paisa
Best For
Budget-conscious investorsSmall portfolio holders (BSDA eligible)

5paisa is one of India's leading discount brokers offering flat ₹20 brokerage per order. While not zero, this flat fee model makes it affordable for SGB investments of any size.

This guide walks you through buying Sovereign Gold Bonds on 5paisa, including their fee structure and step-by-step process.

5paisa SGB Charges

Account Opening₹650 (one-time, incl. GST)
Annual Maintenance (AMC)₹300/year (₹25/month) or ₹0 for BSDA up to ₹50K
SGB Brokerage₹20 per order
DP Charges₹12.50 + GST per scrip

Pros

  • Flat ₹20 per order across segments
  • Zero AMC for BSDA (holdings up to ₹50K)
  • Good for small SGB investors
  • Multiple subscription plans available
  • Decent mobile app

Cons

  • ₹650 account opening fee
  • ₹20 brokerage on SGB (not zero)
  • ₹300/year AMC for regular accounts
  • Customer support can be slow

How to Buy SGB on 5paisa - Step by Step

1

Open 5paisa Account

Visit 5paisa.com and click 'Open Account'. Pay ₹650 one-time fee. Complete KYC with PAN, Aadhaar, and bank details.

2

Download 5paisa App

Get the 5paisa app from Play Store/App Store or use the web platform at trade.5paisa.com.

3

Add Funds

Transfer money to your 5paisa account via UPI, Net Banking, or NEFT. Keep enough for SGB price plus ₹20 brokerage.

4

Search for SGB

Use the search bar to find SGBs. Type 'SGB' to see all available series listed on NSE/BSE.

5

Place Buy Order

Select the SGB, click Buy, enter quantity, choose Limit or Market order, enter price and confirm.

6

Track Holdings

Check order status in Orders section. SGBs appear in Holdings after T+1 settlement.

Pro Tips for 5paisa

  • BSDA account has zero AMC if holdings under ₹50K
  • Flat ₹20 makes large orders cost-effective
  • Use Limit orders for better entry prices
  • Check SGB Analyzer for fair value before buying
  • Consider subscription plans for heavy traders

Calculate Your SGB Returns

Use our calculator to estimate your potential returns based on investment amount and holding period.

Frequently Asked Questions

5paisa charges ₹20 flat brokerage per SGB order. DP charges are ₹12.50 + GST per scrip. AMC is ₹300/year, but BSDA accounts (holdings up to ₹50K) have zero AMC.
5paisa is decent for SGB if you're okay with ₹20 brokerage. For zero brokerage, consider Zerodha or Groww. 5paisa's BSDA option is good for small investors.
Yes, 5paisa enables applications for new RBI SGB issues during subscription periods. Check the IPO/SGB section when new issues are announced.
BSDA (Basic Services Demat Account) is for investors with holdings up to ₹50,000. You pay zero AMC. Great option if you're starting with small SGB investments.

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