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SGB Interest Calculator

Calculate your semi-annual interest payments from SGBs

Calculate the interest income you'll receive from your Sovereign Gold Bond investment. SGBs pay 2.5% annual interest on the initial investment amount, paid semi-annually.

**Interest Payment Details:** - **Rate:** 2.5% per annum (fixed, guaranteed by Government of India) - **Frequency:** Semi-annual (every 6 months) - **Calculation:** Based on issue price, not market price - **Taxation:** Taxable at your income tax slab rate

SGB Interest Calculator

Interactive calculator coming soon. Use our main calculator for now.

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How to Use This Calculator

1

Enter your total investment amount or number of units

2

Specify the issue price of your SGB

3

Set the holding period

4

View semi-annual payment schedule and total interest

Inputs Required

  • Number of Units (grams) (e.g., 10)
  • Issue Price per Gram (₹) (e.g., 5500)
  • Holding Period (Years) (e.g., 8)

Results You Get

  • Investment Value
  • Annual Interest
  • Semi-Annual Payment
  • Total Interest (full period)
**Disclaimer:** This calculator is for educational and informational purposes only. The results are estimates based on assumptions and historical data. Actual returns may vary significantly based on market conditions, gold price fluctuations, and other factors. This is NOT investment advice. Please consult a SEBI-registered financial advisor before making any investment decisions. Past performance does not guarantee future results.

Calculate Your SGB Returns

Use our calculator to estimate your potential returns based on investment amount and holding period.

Frequently Asked Questions

Interest is paid semi-annually (every 6 months) on the anniversary of the issue date. For example, if your SGB was issued on January 15, you'll receive interest on July 15 and January 15 each year.
Interest is always calculated on the issue price (initial investment value), not the current market price. This is fixed throughout the tenure of the bond.
Interest is directly credited to your bank account linked to your demat account. Ensure your bank details are updated with your depository participant.

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