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Long-Term SGBs (5+ Years Maturity)

Sovereign Gold Bonds for long-term wealth building

Long-term Sovereign Gold Bonds (5+ years to maturity) are ideal for patient investors focused on wealth building. These bonds often trade at the highest discounts, offering maximum value for long-term holders.

Top Discount

0.36%

Best Yield

0.22%

SGBs Available

5

Long-term Sovereign Gold Bonds (5+ years to maturity) are ideal for patient investors focused on wealth building. These bonds often trade at the highest discounts, offering maximum value for long-term holders. If you're investing for retirement, children's education, or other long-term goals, these SGBs provide the best combination of discount, yield, and compounding through reinvested interest.

Key Insights

1

Highest discounts typically available

2

Maximum benefit from 2.5% annual interest compounding

3

Tax-free maturity gains after 8 years

4

Ideal for retirement and long-term wealth building

Top SGBs by Long Term

#SymbolPriceDiscountYieldMaturity
1SGBMAR31IV₹15,8000.36%0.22%Mar 2031
2SGBJUN31I₹15,904-0.07%0.14%Jun 2031
3SGBSEP31II₹16,015-0.44%0.09%Sep 2031
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Frequently Asked Questions

Long-term SGBs often trade at higher discounts due to lower liquidity and investors' preference for shorter maturities. This creates opportunities for long-term investors to buy gold at significant discounts.
Long-term SGBs can be excellent for retirement planning. You get gold exposure at a discount, regular 2.5% interest, and tax-free maturity. They hedge against inflation while providing steady income.
You can sell on stock exchanges anytime for liquidity. After 5 years, RBI also allows premature redemption on interest payment dates. So you're not completely locked in.

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