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SGB Maturity Value Calculator

Estimate what your SGB will be worth at maturity

Calculate the estimated redemption value of your Sovereign Gold Bond at maturity. The maturity value is determined by the prevailing gold price (simple average of closing price of 999 purity gold for the previous 3 business days).

**Key Points:** - SGBs have an 8-year tenure with exit option after 5 years - Maturity value = Number of units × Gold price at maturity - For original subscribers, maturity gains are tax-free (Budget 2026)

SGB Maturity Value Calculator

Interactive calculator coming soon. Use our main calculator for now.

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How to Use This Calculator

1

Enter the number of SGB units you hold

2

Specify the maturity date of your SGB

3

Input expected gold price at maturity (or use projections)

4

View your estimated maturity value

Inputs Required

  • Number of Units (grams) (e.g., 10)
  • Maturity Date (e.g., 2030-01-01)
  • Current Gold Price (₹/gram) (e.g., 7500)
  • Expected Annual Growth (%) (e.g., 8)

Results You Get

  • Estimated Maturity Value
  • Projected Gold Price
  • Total Interest (till maturity)
  • Total Payout
**Disclaimer:** This calculator is for educational and informational purposes only. The results are estimates based on assumptions and historical data. Actual returns may vary significantly based on market conditions, gold price fluctuations, and other factors. This is NOT investment advice. Please consult a SEBI-registered financial advisor before making any investment decisions. Past performance does not guarantee future results.

Calculate Your SGB Returns

Use our calculator to estimate your potential returns based on investment amount and holding period.

Frequently Asked Questions

SGBs can be redeemed at maturity (8 years) or through premature redemption after 5 years on interest payment dates. You can also sell on stock exchanges anytime for liquidity.
RBI calculates maturity value using the simple average of closing gold price (999 purity) published by IBJA for the previous 3 business days before redemption date.
The number of grams is guaranteed (you get what you invested). However, the rupee value depends on gold price at maturity, which fluctuates based on market conditions.

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