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Medium-Term SGBs (3-5 Years Maturity)

Sovereign Gold Bonds with balanced investment horizon

Medium-term Sovereign Gold Bonds (3-5 years to maturity) offer a balanced approach to gold investment. They provide enough time for potential gold appreciation while not locking your money for too long.

Top Discount

6.77%

Best Yield

2.35%

SGBs Available

14

Medium-term Sovereign Gold Bonds (3-5 years to maturity) offer a balanced approach to gold investment. They provide enough time for potential gold appreciation while not locking your money for too long. These SGBs often offer better discounts than short-term bonds while requiring less patience than long-term options. Ideal for investors with a 3-5 year investment horizon.

Key Insights

1

Balanced risk-reward profile

2

Often available at moderate discounts

3

Premature exit possible after 5 years through RBI

4

Good for goal-based investing (education, wedding)

Top SGBs by Medium Term

#SymbolPriceDiscountYieldMaturity
1SGBMAY29I₹13,9786.77%2.34%May 2029
2SGBJUN29II₹13,9996.66%2.29%May 2029
3SGBJU29III₹13,9686.89%2.35%Jun 2029
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5████████₹█,████.██%█.██%██-███-████
6████████₹█,████.██%█.██%██-███-████

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Frequently Asked Questions

Medium-term SGBs balance liquidity with returns. They often trade at better discounts than short-term bonds, while maturing sooner than long-term options. Suitable for 3-5 year financial goals.
Yes, RBI allows premature redemption after 5 years from issue date, on interest payment dates. You can also sell on exchanges anytime for immediate liquidity.
You'll receive semi-annual interest payments (2.5% p.a.) until maturity. For a 4-year maturity SGB, expect approximately 8 interest payments.

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